German & US legal structure with non-EU asset exposure — combining European legal security with global diversification.

We don’t rely on stable EU or global macro environments; we prepare for instability, volatility and structural change.

Investment-banking, real-estate, crypto-asset and fund-management expertise under one roof.

Multi-asset diversification across real assets, financial assets and currencies — reducing the risk of catastrophic loss tied to any single asset class or region.

Core Mission

499X Capital was founded with a singular objective: to build a resilient, crisis-proof wealth-preservation vehicle as a family office.

We assume that the global economic and geopolitical order is subject to deep structural stress (sovereign-debt crises, currency devaluation, capital-controls, regulatory turbulence in the EU).

Under this premise, our aim is to offer a legal single family office for the Lymbersky family, a transparent investment structure that diversifies capital outside the European regulatory and currency perimeter, while maintaining global liquidity, hard-asset backing, and meaningful growth potential.

family

investment opportunities analysed

Strategic Asset Allocation

Based on our views and goals, we adopt a multi-asset, non-EU, globally diversified core portfolio, with approximate long-term target allocations (subject to change over market cycles):

Income-generating non-EU real estate

Physical precious metals in vaults outside EU

Crypto assets

Permanent hard-currency cash buffer

U.S. growth equities + active overlay

Rationale:

Real estate provides hard-asset backing and (if cash-flow–positive) a stable income stream independent of equity/crypto volatility.

Crypto projects and precious metals: diversification against currency devaluation, high volatility but uncorrelated to traditional markets (potential crisis upside).

Hard-currency cash buffer: liquidity, flexibility, and safety in volatile markets.

U.S. equities: growth potential, dollar-denominated, global business exposure, regulatory/geographic diversification.

Additional strategies: tactical diversification to sectors/regions less correlated with EU-centric risk.

Analysis & Research

One of our core competencies is our strong research and analysis background which we use to analyse markets, political developments and systematic risks for the family to be at least two steps ahead.

Purpose and Core Mission

499X Capital was founded with a singular objective: to build a resilient, crisis-proof wealth-preservation vehicle for the family. We assume that the global economic and geopolitical order is subject to deep structural stress (sovereign-debt crises, currency devaluation, capital-controls, regulatory turbulence in the EU). Under this premise, our aim is to offer a legal, transparent investment structure that diversifies capital outside the European regulatory and currency perimeter, while maintaining global liquidity, hard-asset backing, and meaningful growth potential.

Asset classes in one

On Risk and
Uncertainty

We believe that macroeconomic instability, currency-debasement, regulatory risk or sovereign stress are real and material risks — not hypothetical tail events.
Traditional European-centric portfolios (Euro bonds, EU real-estate, EU equities) carry systemic exposures that may lead to deep drawdowns under crises.
Preserving capital through “hard assets”, non-EU exposure, and diversified asset classes offers better resilience over full economic cycles.

On Value Preservation
Over Short-Term Gains

We prioritize capital preservation and long-term stability over maximizing short-term returns.
We accept that in calm markets our returns may underperform aggressive “high-beta” strategies — but we willingly sacrifice part of bull-market upside in exchange for far lower downside during stress.
In a world where traditional safe-havens (sovereign bonds, EU real estate) may no longer be safe, diversification across currencies, jurisdictions, and asset classes becomes essential.

On Diversification Across
Asset Types, Geography & Currency

We believe in broad allocation: real estate, crypto, precious metals, equities, cash — but only outside the EU / euro-zone.
Currency diversification and currency-hedging — by holding hard currencies (USD, CHF, stable assets outside euro) — is a core defense against euro-devaluation or euro-risk.
Geographic diversification reduces geopolitical risk tied to any single region.

On Transparency and
Legal Clarity & crystal clear research

At 499X we aim for maximum transparency: clear legal structure, full disclosure of asset types, and regular communications with family members.
We believe that investors deserve to know exactly where and how their capital is invested: custody methods, real-estate structure, cash-reserves location etc.
Our research team monitors and analyses the international markets 24/7 and classifies risks to act swiftly if necessary.

Work Ethic

Our mission is not to chase “hot trends” or speculative bubbles — but to preserve and grow wealth in a world of uncertainty.

Data analytics

We invest only in markets that we understand, have experience in and where we can manage the risk.